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Fire Damage

Fire damage attorney

Insurance Claim Attorneys In Las Vegas, NV

Fires, even small ones, can devastate a residential or commercial property, spreading quickly and racking up tens of thousands of dollars in damages. After suffering a fire, many people rely on their insurance company to help recoup their monetary losses. Unfortunately, filing an insurance claim and recovering losses isn’t always as straightforward as expected. Some insurance companies may wrongfully deny or undervalue a valid claim to avoid making a large payout, forcing policyholders to pay exorbitant out-of-pocket expenses.

If your property has suffered damages from a fire, speak with an experienced insurance lawyer before filing your claim. Contact our Nevada law firm today to request a free, no-obligation consultation with one of our experienced insurance lawyers!

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Common Causes Of Fires

Residential and commercial fires happen for various reasons. Whether or not a policy covers a fire’s damages will depend upon the policy’s specific protections and language. The following are a few of the most common reasons why residential and commercial fires occur.

  • Electrical Issues
  • Candles
  • Lightning
  • Smoking
  • Gas Leaks
  • Cooking Accidents
  • Appliance Malfunctions
  • Arson

Nevada Laws On Bad Faith Fire Loss Claim Denials

Policyholders must remember insurance agencies are for-profit companies. While not all insurance companies put their financial interests before the well-being of their clients, some may attempt to avoid providing sizeable payouts for entirely legitimate claims. When an insurance company refuses to provide a fair payout for a valid claim, that company is considered to be acting in bad faith. Most states, including Nevada, have enacted a law known as the Unfair Claims Settlement Practices Act (UCSPA). Under this law, insured individuals are protected against unjust practices and unfair claim settlements. Specifically, this act grants policyholders the legal right to file a claim or lawsuit with a bad faith insurance attorney against the insurance company.

Common Examples Of Insurance Bad Faith

It is essential to recognize when an insurance company acts in bad faith. Below are a few of the most common bad faith insurance tactics policyholders should look out for after filing a claim.

  • Deceptive Practices
  • Unreasonably Delaying An Investigation
  • Offering Less Than A Claim Is Worth
  • Unreasonably Delaying Payment
  • Verbal Abuse & Threats
  • Poor Communication
  • Insufficiently Investigating A Claim
  • Denying Legitimate Claims
fire damage lawyers

How Our Insurance Claim Lawyers Can Help

If you suspect your fire loss claim has been wrongfully denied or your settlement offer was severely undervalued, our experienced insurance attorneys can help you pursue a fair claim settlement. Our skilled attorneys have a deep understanding of insurance laws and can represent clients such as:

  • Homeowners
  • Homeowners Associations
  • Business Property Owners
  • And More!

Contact us today to request a free, no-obligation consultation with one of our experienced insurance lawyers!

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